Banking, Finance & Technology...

THE GOOD THING ABOUT SAS ANALYTICS
By: Ver M. Garcia (Tech Blogger) & Teddy Cho (Photo Journalist)


SAS Analytics has EVOLVED and is continually evolving for the best. To avert disastrous effect and disruption of constant change in our environment, technology, human behavior, policy changes, we need to constantly acquire information, data and continuous training and development of trusted and capable personnel. To put it more aptly, if ignorance, prejudice, biases are the illnesses plaguing us then data acquisition, information sharing, training, and development is the cure.

SAS technology is always at par with any fin-tech (financial technology) companies engaged in analytics, machine learning, Big data, Data science, real-time marketing, Data integration, Data Quality, Fraud detection, Risk management, streaming analytics, retail analytics, and Text Analytics, and in the reality of the Digital transformation Artificial Intelligence, Cloud computing and storage. SAS is continually improving its services and evolving technological advantage. To be classified as a leader in analytics by a third-party researcher requires diligence, excellence, and experience just to meet the customers evolving needs and aspirations as well, to give the customer quality platform and service at the right time, place and reason.

SAS ANALYTICS PRESS CONFERENCE WITH TECH BLOGGERS AND MEDIA PRACTITIONERS.

The 21st. century brought forth many important advancements and innovations in our global communities. Competitions, globalization, and the advent of the 4th industrial revolution altered the individual outlook and perception globally so its but natural to adapt, be flexible and innovate. Therefore change will surely knock at your door so analytics and innovation, data management, digital innovations are a must for SMEs in order to survive the tough competition ahead. This means a huge and voluminous amount of raw, unstructured and complex data can be turned into solutions to counter the company's digital queries. Digital innovations and evolutions go hand in hand with SAS technology, you now have the capacity of using advanced analytics, business intelligence, data science, artificial intelligence tools at your fingertips. Training and development the SAS way is empowerment to companies big or small through greater productivity of your employees, efficiency through knowledge-based e-learning platforms of SAS. Its a good investment for the workforce and good employee retention and gain loyalty, trust and confidence.

Trust is earned through years of fostering a solid relationship and related to reliability, being truthful with integrity. Integrity is defined as " Doing the right thing even though no one is watching" which can also mean having the principle of being Decent that exhibits one's good character. Decent means "marked by moral integrity, kindness, and goodwill. "Trust is having the ability (ability and skills) to perform the services with the application of technology successfully."

BANKING AND NONBANK TECHNO FIRMS

Every time a businessman uses his/her credit card SAS analytics can tell in less than a second whether someone is making the purchase or an irregular charged is incurred, an indication of fraud.

The corporate world is in the middle of Global data and Data lakes that are exponentially upgrading itself and continually evolve revolutionizes to the complexity in size and quality. In the digital world obtaining data from people on what they buy, addresses, their names, and preferences are valuable information especially important in Data banking. Recently, despite the stringent Data privacy law in E.U. (European Union) Fintech companies were allowed access to vital data of banks clientele provided technology companies obtained the customer's permissions. These are some of the examples of data that are monetized online. Banks have known these for years and are now continually using data to improve risk analysis, make faster credit decisions and anticipates the client's needs. Banks are now facing stiff competition against financial technology (fin-tech) firms due to their (fin-tech firms) entry in the financial services including payment and lending. In Asia particularly in Singapore Nonbank techno firms are granted new digital bank licenses in order to strengthen the competition in the financial services.

The 4th industrial revolution(Digital transformation) introduced new technologies and concepts like artificial intelligence (AI), Cloud computing, Data Science and the Internet of Things that really enabled lenders to streamline their operations and evolved their services. In overseas banks in the Asia-Pacific market,  the emergence of online banking motivated them to reduce their branches because their clients are now more inclined to do online banking with their laptops and smartphones. But here in the Philippines, it's still too early to tell for banks to reduce their branches for two reasons: 1.) Many clients still prefer to trust and transact via branches and  2.) Poor internet Infrastructures in rural areas.

The rising popularity and interest in Artificial Intelligence (AI) applications requires carefully designed algorithm and decisions based on content makers world views, moral and ethical perceptions. The ethical issues raised by AI can be variable from one industry to another. AI, machine learning and robotics/RPA ( robotic process automation ) can accomplish a large number of digital tasks in processing voluminous data and can learn from the structures and regularities inputted data.SAS platforms encompass AI and machine learning capacities with the human component to learn fast and automate. Further developments in SAS technologies wherein one can program, re-program and even debugged machine learning models on structured and unstructured data given of any volumes and sizes. Data scientists learn from streaming input data for continuously improving predictive analytics. Business organizations can work together to ensure responsible  AI happens if and when C- suites are fully engaged when purpose-built applications are well-defined by clear business outcomes when IT and the leadership collaborate and cooperate to confront business and ethical problems together.

PHOTO GALLERIES: 

"SAS (THE POWER TO KNOW) creates for one reason - so you can turn today's most critical challenges into tomorrow's great decisions," said Jim Goodnight, Chief Executive Officer of SAS.  Government leader explores using analytics for better policymaking, more effective legislation, targeted programs and services, and better use taxpayer dollars.. SAS invigorated.

Those who are interested in availing of their services such as Analytics, Business Intelligence, and Data Management may refer to their website and visits.. www.sas.com or mail inquiries at SAS Institute Philippines, Inc., 9th Floor Asian Century Center,  27th Street corner 3rd & 4th Avenues, Bonifacio Global Cities, Taguig, Metro Manila. (VerGarciaBlogs)

  

TO BLOG OR NOT TO BLOG... TO WRITE OR NOT TO WRITE... AND POINTS TO PONDER. By Ver M. Garcia / Admin.

The bamboo is flexible it bends when strong winds are coming and exudes the beauty of nature and it stands strong despite all calamities in life. Humility is a virtue and a beacon of good character traits, the bamboo's greatest quality, and a gift of God to mankind.


WHAT IS BLOGGING. HOW WILL YOU DEFINE BLOGGING.

Blogging is a skill in writing. You can't just simply write.. it must have a sense of belonging.
Blogging is an art. You can be loved and be dislikened by others.. so one needs strong guts and determination.. it is an essential factor to become a Blogger... Plus with your writing skills. basic computer literacy and a digital camera are important tools in blogging. Blogging is a new and very challenging industry.. not only as a personal enjoyment or as a hobby. But, it's also a source of income or employment as well. The avenue to write your articles or blogs is online or the platform provided by the social media or websites created by any individual or entity. Making it run by any network or internet provider.

 BENEFITS OF BLOGGING:

A blog can boost search engine optimization.
It develops a relationship with potential and existing customers.

It can establish the business as an industry leader.

It can connect people to the blogged site.
It can create opportunities for sharing.

It makes acquiring information about a product easy.

Blogs are a good way to promote products and services online.

It can become a great source of income and attract people to an existing business.

It helps business bloggers to gain more knowledge in their field.

Having a nice blog is joy in one's heart. Focus on producing a blog that’s great for your readers.
As a blogger, everything that you do flows from understanding your audience and seeking to help them as much as possible.

 THOUGHTS ABOUT BLOGGING...

Blogging is like a conversation and exchange of thoughts.
Blogging is like a job, but without co-workers seeing you in every detail.
A blog is only as interesting as the interest shown in others.
Blogging is just writing. Writing using a particularly efficient type of publishing technology.
For most of human history, all published writing had been carefully inspected, edited, and approved.
In the last decade, blogging has turned the publishing world on its head. A blog allows you to write and publish anything, from anywhere and have it immediately available to millions of people all around the world. Blogging is a communication mechanism handed to us by the long thread of the Internet.
Blogs are anything that you can write under the moon and the stars. 

The first thing you need to decide when you build your blog is what you want to accomplish with it and what it can do to become successful. Don’t try to plan everything out to the very last detail. The casual conversational tone of a blog is what makes it particularly prominent and remarkably astounding. Not only are bloggers who write anything remarkable, the same with the people who read blogs. When you write remarkable content, you stay engaged and excited with your blog. Your readers follow suit.

The Internet is about the availability of information or the internet of things (IoT), blogging is about making information creation available to anyone. Think like a journalist; the media we work on our blog sites or the websites and other social media platforms. There are voluminous different factors that get classified and ranked as well, but the biggest is high-quality content. Your ultimate consumers are your subscribers, friends, and member requests accepted in all social media platforms and followers, not the search engines. Some social media platforms limit your friends to only 5,000 but you can create another account to increase your audience. That's more tangible and you can make an actual engagement when you post campaigns and important announcements.

Blogging is hard because of the grind required to stay interesting, credible, and relevant. If you want to continually grow your blog, you need to learn to blog consistently. You can work quite hard, in particular online, and do quite well independently, but if you really want to grow you need points of leverage and most of them come from knowing people. Engage and meet them. Attending events and invites will enrich your horizons. Submit your article on time, which will endear you to the person who invited you. Befriend them, there's no substitute for friendship. Always keep on smiling.

  SMILE... 
A smile costs nothing, but it gives you so much.     It enriches those who give it.     It takes but a moment, but the memory of it sometimes lasts forever.      

None is so rich or mighty that he/she can get along without it.. and none is so poor but he/she cannot be made richer by it.      

A smile creates happiness in your home, promotes goodwill, and is the cornerstone of friendship.       

It can perk up the weary, bring cheer to the discouraged, sunshine to the sad, and is nature's best, an antidote for trouble.

Yet it cannot be bought, begged, borrowed, or stolen, for it is given away.  
        

When people are too tired to give you a smile, give them one of yours.  Smile at them and you will see they will also return a smile at you.

WRITING MUSIC, FASHION, FOOD, LIFESTYLE, TRAVEL, ENTERTAINMENT, PLACES & EVENTS, ARTS, ENVIRONMENT, SPORTS, SCIENCE AND TECHNOLOGY, ETC.:

If you love writing or making music or blogging or any sort of performing art, then do it. Do it with everything you’ve got. Buying and selling to people through social media is like going to a party, meeting somebody for the first time, and then saying, ‘Hi, How are you? I brought along with me the latest model of Celfon you want to buy online. Social media is not a temporary fashion because it’s being run by a human being. When blogging first became popular, many thought that it was just a passing trend or a fad. But, it has stayed around and more than meets the eye, it strengthened over the years.

Social media is around for a long time because we value our relationships with one another above just about everything else. A blog entry isn’t just a chat box or text, but a slice of humanity and an opportunity to begin a real conversation. Social media is not about one-time hits. It’s about building a loyal following over time.

First-time bloggers (newbies) often were seeking a large wave of traffic on/his/her sites (people who visited your sites)  that come with a viral post or a big media mention. Then… they come to realize that those surges in traffic are made up mostly of people who aren’t very engaged and who don’t stick around for very long. There’s a lot of information out there for free, so you’ve got to figure out what makes your information different.

 CREATING A CONTENT AND SEARCH ENGINE OPTIMIZATION

What you do after you created your content is what truly counts.
The term ‘Professional, Junior, Viral, Trending, Bloggers, Videobloggers, Brand Influencers, Entertainment & Fan Influencers, Social Media Influencers, Digital influencers, Most Influential Blogger’ is now a reality addressed to some enterprising and influential bloggers. Making money from blogging requires you to do is to drive a lot of traffic, then maximize the income from that traffic. But, content creation brings money also to the table. Companies will hire you because of the content you share and that makes their products more interesting and appealing. You earn money also with extraordinary photos. So take a shot and hone up your skills in photography. Bloggers seeking to make money from blogging, need to think also of another alternative stream of income revenue so as not to put all their eggs in one basket. We need to have another source of income. The currency of blogging is authenticity and trust. Most people think that the ‘currency of blogging is the actual currency (money). They think readers' authentic, valuable blog posts will give money in return. 

Blogging is not a business by itself. It is a promotional platform, archiving platform, and connecting people places, and events. The key to a huge income as a blogger is a blog with a business backend. But, it is not constant and stable. It should feel genuinely good to earn income from your blog and you should be driven by a healthy ambition to succeed. If your blog provides genuine value, you fully deserve to earn income from it.

Blogging is good for your career. A well-executed blog sets you apart as an expert in your field.
Increasingly, employers are interested in hiring people who’ve cultivated an influential online presence. So sometimes the best resume is a blog. A well-maintained blog establishes your authority in a niche by showcasing your knowledge and dedication to the topic. 

The Internet destroyed most of the barriers to publication. The cost of being a publisher dropped to almost zero with two interesting immediate results: anybody can publish, and more importantly, you can publish whatever you want. One must be careful about everything that you publish online: Speak the truth with your head connected to your heart. Think wisely before you post. We are bounded by the laws of the land. But, our right to express and say it.. is a guaranteed bill of rights in our constitution.

If you accept all the praises, you have to accept all the bashing and opposition or negative comments.
In truth, the real opportunities for building authority and bashing through social media have only just begun. You simply have to look and see where things are going instead of where they’ve been.

The opposite is actually true: the Internet is still relatively new and it’s expanding in popularity and scope each year. We will be able to see the opportunities to benefit from social media and writing online included. Write with integrity and you never have to worry about your words coming back to haunt you.
There are no lines in the sand in the blogosphere except for those who draw those lines to get attention. It is a new paradigm in the digital industry.

Blogging is a new and evolving industry.. not only as a personal enjoyment or as a hobby. But, it's also a source of income or employment as well.

 ADDITIONAL BENEFITS OF WRITING ONLINE OR BLOGGING: LET'S GROW ORGANIC OR NATURAL

A blog can boost search engine optimization.
It develops a relationship with potential and existing customers.

It can establish the business as an industry leader.

It can connect people to the blogged site.

It can create opportunities for sharing.

It makes acquiring information about a product easy.

Blogs are a good way to promote products and services online.

It can become a great source of attracting people to an existing business.

It helps business bloggers to gain more knowledge in their field.

PEN IS MIGHTIER THAN THE SWORD... SAME WITH BLOGGING OR WRITING ONLINE
IT CAN MAKE OR BREAK. SO, THEREFORE, BE RESPONSIBLE. THINK WISELY BEFORE YOU POST

  THE POWER OF POETRY (SAME WITH THE POWER OF BLOGGING)...

Poetry takes more than a good mind
Write through your heart and you'll find
Seek from inside yourself the magic
Embrace it and forget about the tragic.

In poetry, the pen is my strong sword
And paper protects my only word
You can make a single stain
But learn how to remove the pain.



Write a poem that's rare
Bring out yourself and share
Follow your heart and it will be fine
Be sincere and you will shine.

Poem writing is special
And living with it is crucial
Write down and don't miss a thing
Share it and it will mean everything.

Poems can connect to your heart
And a signal for you to start
A good poet writes a poem sincerely
Grab a pen and write fearlessly.


LET'S GROW ORGANIC OR NATURAL:

My dear friends, newbies, and members. INSTAGRAM PROMOTION and TIKTOK Promotions are no longer allowed. It will only flood our content here.. You can just post it on your wall and on your Fan Page. There are many ways and means that you can grow your Instagram and Tiktok. We created this to promote your blogs/videoblogs. To enhance our writing skills. To post our events that need to be blogged. This will help create an audience on your platform. To help our teens and newbies to hone their skills in writing. This will help you get events for engagements. Companies, Corporates, PRs, Advertising Agencies, and Start-Ups were posting in our group... if they are in need of writers online and video bloggers. By the way, when you OPEN or post an event in need a blogger/video blogger to promote your products and services. You need to learn also how to CLOSE the thread as a courtesy to those who have applied and for others who are also interested to join your event. Please give other companies and event organizers the chance to get or hire other capable and competent bloggers/vloggers. Having too many inquiries are a joy in one's heart. But, you need to carry only what you can. Replying to say 50 inquiries are very tedious. If you are serious about reading all their blogs or articles and watching them all on their channels... it takes a lot of time to review all of them. It's like reading 2 pocketbooks in one sitting. We are not a beauty contest here, bring as many as you can. This is engaging the bloggers in an event wherein you can show your wares or talents in blogging/vlogging. Reply and don't leave them hanging. Be Responsible. Be Transparent. In that way, you will gain respect and goodwill.

This is also an avenue to help bloggers with any legal problems that will arise.. while performing their duties as a Blogger. Will still add on some benefits as we progress. God Almighty is our guiding light and armor! Avoid libel suits by giving proofs, facts, or affidavits. Please like the page. Thank you very much. 

Strictly no pornography and distasteful nudity. Using and uttering vulgar and indecent language is not allowed. We will remove a member who will post pornography and nudity.. or any fake news or fake information. No pictures of babies or children standalone will be allowed as your photo profile.

Strictly... No Data Mining... Just post what you need and your requirements. Bloggers Association of the Philippines will assist you with the needed bloggers who are knowledgeable in their own niches or expertise. In posting your invites. make into consideration that we have newbies here and fresh from blogging/vlogging. Do not make some figures or followers saying that we need bloggers/vloggers with 20 thousand or millions more followers. Just say we need bloggers with substantial or great followers and it's your responsibility to sort out. In that way, we will not discriminate against the new members who have just started to blog/vlog. Give all others the opportunity to advance in their chosen career whether newbies or professionals. Be transparent. (VerGarciaBlogs)

This melody is Heartily Dedicated to all new bloggers/video bloggers and to all writers online. "I LOVE YOU...NO MATTER WHO YOU ARE." by Asia's Princess of Songs and Woman of the Universe at the Mrs. Universe 2016 beauty pageant held in Guangzhou, China.  

 Bloggers Association of the Philippines Features                                                                                                                                                                                                                                                                                        

SECURITY OF TENURE FOR WORKERS IN THE PHILIPPINES STILL ON ROUGH SAILING

TUCP CRITICIZES EMPLOYERS AND CHAMBERS OF COMMERCE FOR OPPOSING SECURITY OF TENURE BILL
By Ver M. Garcia

An interview with Cong. Raymond Mendoza, Jr. regarding their stand to end labor contracting (HB. 4444), together with AWATU National President Tim Dejon, Jr., an AWATU's anniversary celebration.

Diliman, Quezon City-- While imperfect the law will still regularize hundreds of thousands of workers, the Trade Union Congress of the Philippines (TUCP Partylist) believes the proposed Security of Tenure (SOT) law falls short of ending contractualization (Labor Contracting).  But TUCP, keenly aware that the bicameral process was shortcircuited, views the proposed law as a good start while it readies more amendments to tighten some of its provisions.

'We prefer the proposed Security of Tenure law be signed by the President rather than remain silent while the employers and economic managers, not satisfied in stamping out the intent of the bill, can not even give a few morsels to the workers, truly reprehensible.' The proposed Security of Tenure law is abhorred by practically all employers because it categorically prohibits labor-only contracting (LOC). It provides a far clearer definition of what labor-only contracting is, including the business of mere recruitment and placement of workers.' TUCP Partylist Rep. Raymond Mendoza said.

'The current widespread practice of agencies and contractors is the mere recruitment and placement of workers and the creation of dummy employers. Contractors or agencies earn from cuts on worker's benefits and service fees by acting as dummy employers to hide the real employers from complying with the law on regularization. This protects them from regularizing their workers and complying with minimum wage and other benefits. This is not addressed in the current law nor can it be solved by DOLE Department Order No. 174 and Executive Order No. 51 which both failed to address the problem of endo, Employers do not want the activity of mere recruitment and placement of workers as prohibited labor-only contracting, as this will lead to the regularization of an estimated nine (9) million endo workers. This to them is anti-business,' added Mendoza.

Under current laws, agency violators are not penalized. The proposed SOT law will penalize violators up to a P5M fine for LOC including the closure of the agency or contractor business, in addition to the regularization of all deployed employees to the principal.

Labor leader and AWATU- All Workers Alliance Trade Union National President and Trade Union Congress of the Philippines (TUCP) Vice-Pres. Temistocles S. Dejon, Jr. stresses a point in the concluded labor meeting.

In addition... According to AWATU Pres. Temistocles Dejon, Jr., the passage of Labor Code in 1974 that allows contracting and subcontracting was illegal. Its regulation has failed to protect the rights of workers from abuse and exploitation of the business owners and employers. Contractualization deprived and left a lot of workers with no Social Security and security of tenure and without the benefits of Healthcare and Pag-ibig housing privileges.

Rep. Raymond Mendoza ended, 'that contractualization clashes with the principle of social justice enshrined in our Constitution and must be criminalized. This house bill legislative proposal provides penal provisions against violators. It is the deepest hope of Filipino workers that this bill will be immediately enacted. (VerGarciaBlogs)

PHILIPPINE SKYWAY STAGE 3 PLAZA DILAO RAMP NOW PASSABLE

DPWH Secretary Mark Villar in a briefing with media and Television Network regarding the opening of Skyway Stage 3 of Plaza Dilao Ramp. (Photo by Teddy Cho)

VILLAR: Skyway Stage 3 Plaza Dilao Ramp Ready To Open

            Public Works and Highways Secretary Mark Villar announced on Friday, July 5, 2019, the opening of Metro Manila Skyway Stage 3 Plaza Dilao ramp, which is aimed for completion this July.

"Construction of Skyway Stage  3 is in full blast. We are working 24/7 to deliver the infrastructure this July," Villar noted.

     During the inspection, Secretary Villar noted that the project, which will effectively connect NLEX and SLEX, will be "substantially completed" within the year.

    “Section 1 from Buendia Avenue in Makati City to Quirino Avenue in Nagtahan, Manila is now 83 percent completed, while Section 3 from Ramon Magsaysay Avenue to Balintawak is 81 percent completed,” said Secretary Villar.

     Other sections according to Secretary Villar are also being fast-tracked to ensure the Skyway’s mainline from Buendia to Balintawak meets the target completion date by the first quarter of 2020.

The Metro Manila Skyway Stage 3 is an 18.68-kilometer elevated expressway stretched over Metro Manila from Buendia, Makati City to Balintawak, Quezon City.

The project will have eight (8) access ramps/interchanges strategically located as follows: Buendia Avenue, (South Super Highway, Makati City), Pres. Quirino Avenue (Malate, Manila), Plaza Dilao (Paco, Manila), Nagtahan/Aurora Boulevard (Manila), E. Rodriguez Avenue (Quezon City), Quezon Avenue (Quezon City), Sgt. Rivera St. (Quezon City) and NLEX, will reduce travel time from Buendia, Makati City to Balintawak, Quezon City from the current two (2) hours to just 15 minutes to 20 minutes.

An Inspection team with SMC Infrastructure and Headed by DPWH Secretary Mark Villar Assessed the safety and the functionality of Skyway 3 Project at Sen. Gil Puyat Ave. all the way to Paco, Plaza Dilao in Manila, Philippines.

Photo Galleries of Skyway Ramp In Plaza Dilao, Manila:

(VerGarciaBlogs)

VISUAL ARTIST BRIDGET CO PORTRAYS PERSONAL HEALING THROUGH ARTS EXHIBIT

Making Waves Through Healing Arts By Means of Vibration... An Introduction by Bridget Co
Written By: Art Lovers Ver Garcia and Photo Journalist Teddy Cho

ART EXHIBIT. Vibration means sending a signal or a soundwave to your ear and brain. It is moving back and forth and it resonates. This was portrayed in the art exhibit by Visual Artist Bridget Co in her solo show entitled Vibration. She portrayed the beauty of art, not as physical but the feeling of inner satisfaction that resonated when you look at the painting. It's like vibrating in your imagination. Bridget Co is an artist of great caliber. Bridget was based in Manila and a graduate of De La Salle University. She translates nature's raw beauty into a palette of the impressionistic landscape as they traverse through the lush, the glacial and the coastal vitalities. Vibration empowers its audience with creativity. A connection that brings man closer to nature. The painting exhibit will run until July 18, 2019 (Wed.), at the Galerie Stephanie, 4th Level East Wing of EDSA Shangrila Hotel in Mandaluyong City, Philippines. In photo shows Ver with Visual Artist Bridget Co.

Visual Artist Bridget Co displays her masterpiece, 

a lover of nature.

For so many centuries.. art has been the preoccupation of the royalties and the affluents of Europe and Asia and little has been known on the healing potentialities in our hearts, mind, and soul. A person who is currently experiencing emotional and psychological depression, stress, grief, anxieties or just simply having fun with neighbors and loved ones can engage in Art therapy. But, it takes a well-trained art therapist to help you grow, teach you problem-solving skills, help you obtain a positive outlook in life, enhance and effectively communicate in order to resolve conflict, promote good ties. No wonder diplomats always engage in the art, because it helps. (VerGarciaBlogs)

                                        
Visual Artist Bridget Co with her Mom. All smiles as they welcome the crowd with open arms. Painting will run until July 18 (Wed.) and all are cordially invited at the Galerie Stephanie, 4th Floor East Wing, EDSA Shangri-la Hotel in Mandaluyong City, Philippines. 
(VerGarciaBlogs)

For so many centuries Art has been the preoccupation of the royalties and the rich of

v

Europe, Asia, and little has